Featured Products
0% Down Purchase
Refi 90
DSCR Investment
- Borrow up to 89.99% of your home’s
value instead of the standard 80%
- Tap into your home’s equity to pay off
high-interest debt, like credit cards or
student loans
- 3% Down payment assistance in the form
of a second loan on your home
- Up to $15,000
- No monthly payment requirements on
second loan
- Income eligibility requirements
- Debt Service Coverage Ratio - qualify
using income from the property
- Borrow up to $5M with with competitive
rates and a variety of loan options
- Get a lower interest rate at the start of
your loan with a temporary rate buydown
Government Programs
FHA
VA
USDA
- Zero down option
- For Veterans
- Low to no down payment
- Credit scores as low as 500
- Zero down option
- Rural property
- Income and property eligibility
requirements
- We were having a hard time getting our home loan approved due to some paper work challenges. Mailia and her dad helped us walk through it very easily. Very appreciated!!!
- Deepa D.
- The best of the best. Closed a full week early. Super prompt response time and helped me with many things before I even got close to finding the house. A+
- Adam W.
Client Reviews
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Mailia McDonald
Broker/owner
Meet the broker
Mailia grew up on the Peninsula, immersed in real estate from
an early age, thanks to her father’s career in the industry. As
a child, she enjoyed attending open houses and assisting her
dad with data entry. By high school, she was processing
loans, assisting with contracts, and had even obtained her
real estate license before graduating. In 2012, Mailia earned
her NMLS license, followed by her broker license in 2013,
which led her to establish Carousel Mortgage.
Now based in Menlo Park with her husband and three
children, Mailia loves helping first-time buyers achieve their
dreams of homeownership. Known for her commitment to
client education and dedication to making a difference, she
finds immense fulfillment in her career and feels grateful to
support her clients at every step.
Join the team
We’re expanding our team with real estate agents and loan
originators with all levels of experience.
We offer competitive commission splits and the option to do
both real estate sales and loans, even on the same deal!
Work remotely, with close communication and broker
support.
If you’d like to be part of a growing team in an awesome
industry, click the link below to submit a quick application
and learn more!